How to get Migros Cumulus card? Step-by-Step Guide

How to get Migros Cumulus card

How to get a Migros Cumulus card? The Cumulus credit card represents not only a method of payment but also a passport to a suite of rewards and savings for those frequenting the Migros stores. This guide walks you through the steps to acquire your own Migros Cumulus credit card, an asset for any discerning shopper in Switzerland.

Read our full review of the Cumulus credit card if you’re unsure whether this credit card is the right choice. If you still have the old Cumulus Mastercard, you can also have a look at our article on the Certo card vs the new Cumulus.

Step-by-Step Application Guide

Smartphone Application: Swift and Simple

In a world that moves fast, the Migros Cumulus card keeps pace by offering an expedited application process through your smartphone. Here’s a detailed breakdown of this process:

  1. ID Documentation: Start by capturing a high-quality image of your ID or passport using your smartphone camera. This will be used to verify your identity during the application process. Make sure to take a picture of the front as well as the back.
  2. Digital Application Completion: Navigate to the designated application form on your smartphone (page not available in English unfortunately). Follow the steps and fill out the necessary personal and financial details. The form is designed to be user-friendly and straightforward.
  3. Rapid Review Process: Submit your application and wait for a brief review period, which typically lasts around 15 minutes. This rapid review is available from Monday to Saturday between 7:00 AM and 10:00 PM.
  4. Immediate Credit Card Activation: Upon approval, you’ll receive your credit card details virtually. This innovative feature allows you to start using your credit card for online purchases or any digital transactions where a physical card is not required.
  5. Postal Delivery of Physical Card: Following the approval and virtual activation, the tangible Cumulus credit card will be dispatched to your mailing address.

This method stands out in the Swiss market for its immediacy, as it bypasses the conventional waiting period associated with credit card applications.

Website Application: Traditional Yet Effective

For those who prefer the traditional route, the Cumulus card can also be applied for through Migros’ website. This method involves a few different steps:

  1. Digital Documentation: Ensure that you have a digital copy of your ID or passport. This could be a scanned image or a clear photograph, ready to upload.
  2. Web Form Submission: Fill in the application form on Migros’ website.
  3. Contractual Paperwork: After your online submission, Migros will send you a contract to sign and return. This document solidifies your agreement with the terms and conditions of the credit card.
  4. Return Signed Contract: Sign the received contract and send it back to Migros. This step confirms your acceptance and completes your part of the application process.
  5. Final Card Delivery: Once Migros receives your signed contract, they will process it and send you the physical Cumulus credit card by post.

The Perks of Holding a Cumulus Card

Owning a Cumulus card extends beyond mere financial transactions; it envelops you in a world of benefits tailored to enhance your Migros shopping experience:

  • Point Accumulation: With every purchase using the Cumulus card, you earn points that translate into savings on future purchases. The points will be turned into vouchers you can use at all Migros partners.
  • Digital Integration: The immediate activation of your card details post-approval allows you to engage in online shopping without waiting for the physical card.
  • Universal Acceptance: Enjoy the flexibility of using the Cumulus card at a multitude of outlets, both within the Migros universe and beyond.

How do I use my Migros Voucher?

Prior to completing your transaction, navigate to the “Coupons” area located within the wallet feature of your app. Here, you should select the “Activate” option adjacent to the coupon you wish to use. When you proceed to checkout with your next purchase, ensure that you present your Cumulus card.

The coupon that you’ve activated will then be automatically applied to your purchase. It is crucial to remember that coupons should be activated before your Cumulus card is scanned at the checkout or Subito station; activation post-scan will not allow for coupon redemption.

Our article on how to use your Cumulus card outlines a more detailed description.

Real-World Application Scenario

To illustrate, let’s take the example of John, a Migros customer. He applies for his Cumulus card using his smartphone on a Tuesday morning. By the time he’s finished his coffee, he’s approved and ready to use his card. That same afternoon, he heads to Migros, uses his digital Cumulus card at checkout, and immediately starts earning points. These points will accumulate over time, offering him discounts that make his weekly shopping trips more economical.

How to get Migros Cumulus Card? – Conclusion

How to get Migros Cumulus Card? – In conclusion, obtaining a Migros Cumulus card is a straightforward and user-friendly process that can significantly enhance your shopping at Migros stores.

Whether you choose the quick and easy smartphone application or the more traditional website application, you are on your way to enjoying the many benefits that the Cumulus card has to offer.

From the rapid collection of points redeemable for vouchers to the card’s universal acceptance, the Migros Cumulus card is designed to reward you for your loyalty. By following the steps outlined in this guide, you can swiftly move from application to activation, and into a world of savings and rewards with your new Migros Cumulus card.

For more insights and tips on making the most of your card, be sure to read our full review of the Cumulus credit card and explore the comparative benefits in our article on the Certo card versus the new Cumulus.

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