About the Founders – Simon Niklaus, Michael Schmied

Simon Niklaus and Michael Schmied founded the Kredite Schweiz platform in 2023. It specializes in bringing loan seekers together with suitable loan brokers and providing information about the credit market. You can learn more about the company Kredite Schweiz by clicking on the link to our Homepage.

Simon Niklaus (Founder, CEO)

Simon Niklaus is the founder, CEO, and editor of Kredite Schweiz. As a finance enthusiast and business administration student, he personally writes the published guides and comparison articles.

Visit his personal website to learn more about Simon Niklaus. To contact him directly, message simon@krediteschweiz.ch or connect with him on LinkedIn.

Simon Niklaus’ knowledge of the Swiss credit industry stems from lectures at the University of St. Gallen (HSG) and the Faculty of Business and Economics (OEC) at the University of Zurich (UZH). His favorite lectures were modules dealing with the credit business and the optimal risk-return ratio, as well as entrepreneurship, banking, and finance.

Simon Niklaus is currently enrolled at the HSG and is completing the pre-master’s program for the Master’s in General Management. Prior to that, he earned a Bachelor of Science degree from the University of Zurich. Before beginning his studies, he completed the Passerelle examination, the vocational baccalaureate, and a Federal Certificate of Competence (EFZ).

Simon is well-versed in everyday financial tips. During his apprenticeship, he devoted himself to the topics of saving and investing and gained his first experiences. From dozens of books, he concluded, among other things, that truly wealthy people not only invest skillfully, but also necessarily have a solid income. This insight was one of the main reasons why he decided to pursue a higher qualification through adult education.

Simon Niklaus is the middle of three sons. The topic of money and finance was important to him from an early age, as he grew up in a single-parent household without financial support from the state.

In 2019, Simon Niklaus completed recruit school with the military police grenadiers, where he made many contacts with highly ambitious peers. One of these contacts led him to co-founder Michael Schmied, with whom he teamed up to found Kredite Schweiz.

Michael Schmied (Joint Founder)

Michael has contributed to some of the world’s most renowned media outlets, including Forbes, USA Today, Yahoo Finance, and GOBankingRates, among others. Discover his insights into the realm of finance here:

Michael Schmied grew up in Engelberg in the canton of Obwalden, a small village nestled in the Swiss Alps. From a young age, he was drawn to the world of commerce and economics, a passion that steered him towards a career in finance.

Michael Schmied decided to take the leap into entrepreneurship after gaining valuable experience in various financial institutions for 22 years. Together with his good friend Simon Niklaus, he co-founded Kredite Schweiz.

Since 2017, Michael has been based in New Jersey, working remotely. He continues to drive Kredite Schweiz’s success with his expertise and enthusiasm, helping to navigate the complexities of finance.

Outside of work, Michael reads news from the financial world and devotes himself to photography, a hobby that began during a picturesque Italian vacation. Fascinated by the stunning landscapes and rich history, he now skillfully captures moments of significance. His photographic skills contribute to Kredite Schweiz, as he regularly takes and edits pictures that enrich the visual content of the articles.