About the Founders
– Finance Enthusiasts
– Loan Experts
– Finance Tool Testers
– Professional Review Authors
– Informational Resource Hub
– Loan Seekers
– Credit Card Seekers
– Avid Finance Readers
– Financial Institutions Seeking Offer Reviews
Simon Niklaus and Michael Schmied founded the KrediteSchweiz.ch platform in 2023. It specializes in bringing loan seekers together with suitable loan brokers and providing information about the credit market. You can learn more about the company Kredite Schweiz by clicking on the link to our Homepage.
The content of the website is supplemented with practical and easy-to-understand videos via the YouTube channel, and the Facebook page is available to customers who want to be kept up to date about us.
The team consists of 4 members: Simon Niklaus (founder), Michael Schmied (co-founder), Lea Widmer (accountant), and Camila Gonzalez (assistant).
Simon Niklaus (Founder, CEO)
Simon Niklaus is the founder and editor of Kredite Schweiz. As a finance enthusiast and part-time business administration student, he personally writes the published guides and comparison articles.
To contact him, message simon@krediteschweiz.ch.
Simon Niklaus is the middle son of three. Growing up in a single-parent household with no financial support from the state, the topic of money and finances was important to him and his family from an early age.
During his apprenticeship, Simon Niklaus devoted himself to the topics of saving and investing and gained his first experience. One of the lessons he learned from dozens of books was that the really wealthy people not only invest cleverly but also have a solid income. This was one of the main reasons he decided to pursue a vocational baccalaureate. He then passed the “Passerell” exam and went to the University of Zurich to study business administration.
Simon Niklaus’ knowledge of the Swiss credit industry comes from lectures at the University of Zurich’s “Faculty of Business, Economics and Informatics”, where he is currently still enrolled. His favorite lectures were “Banking (VU)” and “Financial Economics”, which dealt with the credit business and the optimal risk-return ratio.
Simon Niklaus knows about finances. He has experienced what it means to have to watch every penny and knows every little everyday saving tip that exists in Switzerland. But he also knows the other side, where thoughts of money are associated with fulfilled wishes rather than existential worries.
“Whether you’re rich or poor, there are always tips and tricks for improving your finances. For the wealthy, it’s usually more about investing and new business opportunities. For people with lower incomes, it’s often about simple ways to save money, and financial optimization.” – Simon Niklaus
In 2019, Simon Niklaus completed recruit school with the military police grenadiers, where he made many contacts with highly ambitious peers. One of these contacts led him to co-founder Michael Schmied, with whom he teamed up to found Kredite Schweiz.
Michael Schmied (Joint Founder)
Michael Schmied, joint founder and senior financial analyst of Kredite Schweiz, brings over two decades of finance industry experience. His journey began in Engelberg, where he developed an early fascination for commerce and economics. After a 22-year career in various financial institutions, Michael embarked on the entrepreneurial path. In 2017, he migrated to New Jersey and has since been working remotely.
To contact him, message michael@krediteschweiz.ch.
Michael has contributed to some of the world’s most renowned media outlets, including Forbes, USA Today, Yahoo Finance, and GOBankingRates, among others. Discover his insights into the realm of finance here:
Michael Schmied grew up in Engelberg in the canton of Obwalden, a small village nestled in the Swiss Alps. From a young age, he was drawn to the world of commerce and economics, a passion that steered him towards a career in finance.
Michael Schmied decided to take the leap into entrepreneurship after gaining valuable experience in various financial institutions for 22 years. Together with his good friend Simon Niklaus, he co-founded Kredite Schweiz. It was a decision that he often describes as one of the best of his life.
Since 2017, Michael has been based in New Jersey, working remotely. He continues to drive Kredite Schweiz’s success with his expertise and enthusiasm, helping to navigate the complexities of finance.
Outside of work, Michael reads news from the financial world and devotes himself to photography, a hobby that began during a picturesque Italian vacation. Fascinated by the stunning landscapes and rich history, he now skillfully captures moments of significance. His photographic skills contribute to Kredite Schweiz, as he regularly takes and edits pictures that enrich the visual content of the articles.