About Us

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Who we Are

– Finance Enthusiasts
– Loan Experts
– Finance Tool Testers
– Professional Review Authors
– Informational Resource Hub

Who we Help

– Loan Seekers
– Credit Card Seekers
– Avid Finance Readers
– Financial Institutions Seeking Offer Reviews

Kredite Schweiz Team

About the Company «Kredite Schweiz»

Kredite Schweiz is a small Swiss company in the financial sector. It was founded in 2023 by Simon Niklaus and Michael Schmied. Kredite Schweiz operates in two main areas: loan procurement and guidance through public articles.

Kredite Schweiz headquarters

Helping customers get the best possible loan is the main goal of Kredite Schweiz. The company’s focus is on authenticity, professionalism, and customer satisfaction.

Kredite Schweiz tests credit card offers and writes helpful comparisons and reviews. It also publishes articles with practical tips for personal finances, such as how to use a credit card effectively to improve your credit rating.

The Kredite Schweiz YouTube Channel supplements the content with practical and entertaining videos.

Kredite Schweiz is there for you around the clock for questions about loans, credit cards, and finances! You can find our contact page here.


About the Team

The Kredite Schweiz team is small and personal. In addition to the founder, Simon Niklaus, 3 other experts work for Kredite Schweiz: Michael Schmied, Lea Widmer, and Camila Gonzalez. 

About the Founder

Simon Niklaus is the founder and editor of Kredite Schweiz. As a finance enthusiast and part-time business administration student, he writes the majority of our blog articles and never lets an article get published without personally reading and editing it.

To contact him, message simon@krediteschweiz.ch.

Simon is the middle of three sons. Growing up in a single-parent household with no financial support from the state, the topics of money and finances were important to him from an early age.

During his apprenticeship, he devoted himself to the topics of saving and investing and gained his first experience. From dozens of books he read, he learned, among other things, that wealthy people not only invest skillfully but also have a solid income.

Simon Niklaus at his graduation ceremony
Simon Niklaus

This was one of the main reasons he decided to pursue a vocational baccalaureate. He then passed the Passerell exam and went to the University of Zurich to study business.

Simon knows about finance. He has experienced what it means to have to watch every centime, and he knows every little everyday savings tip that can be found in Switzerland. But he now also knows the other side, where thoughts of money are associated with fulfilled wishes instead of existential worries.

His vision is to help people with their finances. He believes everyone deserves the chance to realize their desires.

“It doesn’t matter if you’re rich or poor; there are always tips and tricks to improve your finances. For the wealthier, it’s usually more about investing and new business opportunities, while for people with lower incomes, it’s more about simple ways to save and financial optimization.”

As a teenager, he discovered a passion for fitness and martial arts. The two sports have shaped his life, as they taught him discipline, perseverance, and respect for his fellow man. These qualities also helped him in 2019 during his recruit school with the Military Police Grenadiers, where he made many contacts with highly ambitious peers. It was through one of these contacts that he met co-founder Michael, with whom he teamed up to found Kredite Schweiz.


About our Loan- and Finance Experts

Michael Schmied: Senior Financial Analyst

Michael Schmied, joint founder and senior financial analyst of Kredite Schweiz, brings over two decades of finance industry experience. His journey began in Engelberg, a small village in the Swiss Alps, where he developed an early fascination for commerce and economics. After a 22-year career in various financial institutions, Michael embarked on an entrepreneurial path. In 2017, he migrated to New Jersey and has since been working remotely for Kredite Schweiz, continuing to apply his extensive expertise in finance.

To contact him, message michael@krediteschweiz.ch.

Michael has contributed to some of the world’s most renowned media outlets, including Forbes, USA Today, Yahoo Finance, and GOBankingRates, among others. Discover his insights into the realm of finance here:

Michael grew up in Engelberg, a small village nestled in the Swiss Alps. From a young age, he was drawn to the world of commerce and economics, a passion that steered him towards a career in finance.

After spending 22 years gaining valuable experience in various financial institutions, Michael decided to take the leap into entrepreneurship. Together with his friend Simon, he co-founded Kredite Schweiz, a venture he often refers to as one of the best decisions of his life.

Since 2017, Michael has been based in New Jersey, working remotely. He continues to drive Kredite Schweiz’s success with his expertise and enthusiasm, helping clients navigate the complexities of finance.

Outside of work, Michael enjoys family time and indulges in photography, a hobby that began during a picturesque Italian vacation. Captivated by the stunning landscapes and rich history, he now skillfully captures moments of significance. His photographic skills also contribute to Kredite Schweiz, where he takes and edits images that enrich the blog’s visual content.


Lea Widmer: Consultant, Accountant

Lea Widmer is a freelance accountant and handles our finances behind the scenes. She also occasionally helps us with articles and advises us on more difficult topics.

To contact her, message lea@krediteschweiz.ch.

Lea comes from Bern and developed a love for numbers at an early age. Since her accounting education, she has been working freelance for several SMEs and decided to offer her expertise to Kredite Schweiz on the side.

Lea is known for her meticulous work and her ability to explain complex financial topics in a simple way.

In her free time, she is drawn to the outdoors. She jogs regularly along the Aare River and often takes long bike rides through the Swiss countryside on weekends. Cycling gives her the opportunity to clear her head and recharge her batteries.


Camila Gonzalez: Blog Author

Camila Gonzalez is a merchandiser by profession and helps us write the articles.

To contact her, message camila@krediteschweiz.ch.

Originally from sunny Spain, Camila moved to Switzerland with her family at a young age. She worked in various industries before discovering her passion for writing.

Her multicultural background gives her a unique perspective, which she incorporates into her writings.

In her free time, Camila seeks the adrenaline rush of climbing in the Swiss Alps and enjoys spending time with her friends. Whether it’s hiking, attending music festivals, or just hanging out at a coffee shop in the city.


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