Author: Simon Niklaus

Simon Niklaus is the founder, CEO, and editor at Kredite Schweiz. As a finance enthusiast and expert in matters affecting our everyday finances, he is always there for you. Through his academic education at the University of Zurich and the University of St.Gallen (HSG), Simon Niklaus has gained in-depth knowledge of the Swiss credit industry. You can find everything you need to know about loans, credit cards, and other forms of credit in his articles. If you are interested in financial optimization and saving tips in the loan sector, take a quick look at his other articles.

Reviews
Swisscard Cashback Cards Review & Experiences 2026
BySimon Niklaus 12/03/2026
Applying for the Swisscard Cashback Duo is completely digital and uncomplicated. The duo consists of an American Express card, which offers the highest cashback, combined…
Analyses
«Credit-Now Loan» from Bank-Now: Review / Analysis 2026
BySimon Niklaus 18/03/2026
The Credit-Now loan is characterized by flexible terms and loan amounts, fixed monthly installments, transparency, and uncomplicated processing. Early repayments and the deferral of installment…
Guides
What Credit Cards Are Accepted in Switzerland?
BySimon Niklaus 18/03/2026
Visa and MasterCard (as well as debit cards like Maestro) are the most widely accepted credit cards in Switzerland, followed by American Express. Other cards,…
Reviews
Manor Credit Card Review and Experiences 2026
BySimon Niklaus 12/03/2026
The Manor credit card (Manor World Mastercard) offers numerous benefits, including no annual fee and free additional cards. Particularly noteworthy are the various discounts, including…
Guides | Reviews
Best Credit Card Switzerland 2026 by User Category
BySimon Niklaus 18/03/2026
The Credit Card Comparison Switzerland 2026 presents the best credit cards based on various user profiles. When selecting the best credit cards, factors such as…
Reviews
Certo Credit Card Review and Experiences 2026
BySimon Niklaus 15/01/2026
The Certo credit card (Certo One Mastercard World) offers numerous benefits, including an attractive cashback program where users receive 1% cashback at three selected favorite…
Guides | Reviews
What to know about the Amex Priority Pass?
BySimon Niklaus 18/03/2026
The term Amex Priority Pass refers to a Priority Pass that is purchased in conjunction with American Express credit cards. The Priority Pass offers travelers…
Reviews
Amex Gold Switzerland Review and Experiences 2026
BySimon Niklaus 12/03/2026
The American Express Gold credit card is a beautiful card with some impressive features. However, despite having some really cool benefits, the Amex Gold is…
Guides
Credit Card Advantages and Disadvantages in Switzerland
BySimon Niklaus 18/03/2026
Credit card benefits include reward programs such as cashback, points, or miles. Those who regularly pay with their card receive a small portion of their…
Reviews
Amex Platinum Switzerland Review and Experiences 2026
BySimon Niklaus 11/03/2026
The Amex Platinum Switzerland offers numerous benefits, including a free Priority Pass for lounges worldwide, a discount of 50% on the annual fee in the…
Reviews
Paying Rent by Credit Card in Switzerland: Step-by-Step 2025
BySimon Niklaus 21/01/2025
If you have come up with the idea of wanting to pay your rent with a credit card, you are probably pretty smart;) It’s amazing,…