Author: Simon Niklaus

Simon Niklaus is the founder, CEO, and editor at Kredite Schweiz. As a finance enthusiast and expert in matters affecting our everyday finances, he is always there for you. Through his academic education at the University of Zurich and the University of St.Gallen (HSG), Simon Niklaus has gained in-depth knowledge of the Swiss credit industry. You can find everything you need to know about loans, credit cards, and other forms of credit in his articles. If you are interested in financial optimization and saving tips in the loan sector, take a quick look at his other articles.

Credit Cards
What is CVV on a credit card? Explanation: CVV, CVC, CID
BySimon Niklaus 22/01/2025
What is CVV on a credit card? – The CVV (Card Verification Value) is a crucial aspect of improving security when using credit cards. The…
Credit Cards
Migros Cumulus Credit Card Review and Experiences 2026
BySimon Niklaus 31/01/2026
Applying for the Migros Cumulus credit card is extremely easy and can be done either via a smartphone or the Migros website. The entire process,…
Credit Cards
Swisscard Cashback Cards Review & Experiences 2025
BySimon Niklaus 21/01/2025
Applying for the Swisscard Cashback Duo is completely digital and uncomplicated. The duo consists of an American Express card, which offers the highest cashback, combined…
Loans
«Credit-Now Loan» from Bank-Now: Review / Analysis 2026
BySimon Niklaus 04/02/2026
The Credit-Now loan is characterized by flexible terms and loan amounts, fixed monthly installments, transparency, and uncomplicated processing. Early repayments and the deferral of installment…
Credit Cards
What Credit Cards Are Accepted in Switzerland?
BySimon Niklaus 20/01/2025
Switzerland is very credit card friendly. But which credit cards are accepted in Switzerland? Visa and MasterCard (as well as debit cards like Maestro) are…
Credit Cards
Manor Credit Card Review and Experiences 2025
BySimon Niklaus 20/01/2025
The Manor credit card (Manor World Mastercard) offers numerous benefits, including no annual fee and free additional cards. Particularly noteworthy are the various discounts, including…
Credit Cards
Best Credit Card Switzerland for Every User Category (2026)
BySimon Niklaus 07/01/2026
The Credit Card Comparison Switzerland 2026 presents the best credit cards based on various user profiles. When selecting the best credit cards, factors such as…
Credit Cards
Certo Credit Card Review and Experiences 2026
BySimon Niklaus 15/01/2026
The Certo credit card (Certo One Mastercard World) offers numerous benefits, including an attractive cashback program where users receive 1% cashback at three selected favorite…
Credit Cards
What to know about the Amex Priority Pass?
BySimon Niklaus 20/01/2025
The term Amex Priority Pass refers to a Priority Pass that is purchased in conjunction with American Express credit cards. The Priority Pass offers travelers…
Credit Cards
Amex Gold Switzerland Review and Experiences 2025
BySimon Niklaus 22/10/2025
The American Express Gold credit card is a beautiful card with some impressive features. However, despite having some really cool benefits, the Amex Gold is…
Credit Cards
Credit Card Advantages and Disadvantages in Switzerland 2025
BySimon Niklaus 18/01/2025
In Switzerland, credit cards are widely used. Almost everyone has one in their pocket. Some use them every day, others only in cases of emergency….
Credit Cards
Amex Platinum Switzerland Review and Experiences 2025
BySimon Niklaus 22/10/2025
If you’re interested in the Amex Platinum, you’ve probably already heard some good things about the luxury credit card. But is the card worthwhile for…
Credit Cards
Paying Rent by Credit Card in Switzerland: Step-by-Step 2025
BySimon Niklaus 21/01/2025
If you have come up with the idea of wanting to pay your rent with a credit card, you are probably pretty smart;) It’s amazing,…