How to qualify for a loan despite debt enforcement?
Obtaining a loan despite past debt enforcement proceedings is difficult in Switzerland, but not impossible. While ongoing debt enforcement prevents borrowing from official providers, as…
Here, you can find detailed analyses of the common Swiss loan offers. Furthermore, you will also find more general information about loans and lending in Switzerland.
The most important articles can be found on the homepage of KrediteSchweiz.ch.
Obtaining a loan despite past debt enforcement proceedings is difficult in Switzerland, but not impossible. While ongoing debt enforcement prevents borrowing from official providers, as…
The term “credit insurance” refers both to protection for individuals against payment difficulties with loans and to protection for companies against default risks. Credit insurance…
Credit fraud is a catch-all term for a range of criminal acts designed to make financial gain by exploiting lending processes. The 5 most common…
The Swiss Consumer Credit Act (FLCC) regulates the granting of personal loans between CHF 500 and CHF 80,000 to protect consumers from over-indebtedness and ensure…
Microloans are small business loans that provide microenterprises and self-employed people with access to finance without the usual bank collateral. In Switzerland, microloans typically range…
In Switzerland, interest on various types of loans may be deducted from taxable income. This applies to both direct federal tax and cantonal tax. The…
A business loan is a financing solution for companies to cover short- or long-term capital requirements. Business loans are also known as corporate loans or…
The credit limit is the maximum amount a person may borrow from a bank or credit institution. This upper limit protects the borrower from over-indebtedness….
The credit check is a necessary assessment for credit applications, inspecting solvency and willingness to pay. The credit check is a fundamental component of a…
A student loan is a loan that is used specifically to cover educational costs. Student loans in Switzerland are characterized by advantageous loan conditions, including…
Refinancing a loan refers to the process of replacing an existing loan with a new, typically more advantageous loan. A loan refinancing enables borrowers to…
Credit debts are financial obligations resulting from taking out loans that must be repaid, including interest and any fees. Credit debt comes in various forms,…
In Switzerland, banks, credit institutions, and private individuals grant loans. Banks specialize in mortgage loans and business loans, while credit institutions and private individuals mainly…
Traditional lenders such as banks and credit institutions lend directly to borrowers, check their creditworthiness, and bear the repayment risk. Well-known direct lenders include, for…
The most common types of loans are consumer loans, education loans, and mortgages. Consumer loans include personal loans, small loans, car loans, and peer-to-peer (P2P)…
Bank-now AG, a subsidiary of Credit Suisse, was formed in 2006 from the merger of the personal loan and leasing divisions of Credit Suisse and…